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What is ‘Closing Disclosure’?

A mortgage loan is likely one of the biggest debts you will take on in your life. It is surprising how many people sign the mortgage documents without fully understanding all of the terms of the loan and of expected repayment. As of 2015, the Consumer Financial Protection Bureau enacted a requirement for lenders to … Continue reading What is ‘Closing Disclosure’? →

Workers’ Comp – What is a Reopener Claim Petition?

Under New Jersey law, people who are injured in workplace accidents or who develop occupational diseases are entitled to workers’ compensation benefits. The benefits that an injured worker receives are based on a number of factors, including their level of impairment, their medical expenses, and whether they have a permanent disability as a result of … Continue reading Workers’ Comp – What is a Reopener Claim Petition? →

Three Important Questions You Should Ask Before Buying A Home

Deciding to buy a house can be one of the most important financial decisions of your life. However, too many people rush into a transaction without having all of the pertinent information, which can result in overspending. Having a mortgage payment that is too much can affect every aspect of your finances and can limit … Continue reading Three Important Questions You Should Ask Before Buying A Home →