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Why you Need a Property Survey before you Purchase Real Estate

A property survey is a drawing of a piece of real estate that shows the property’s boundaries and any improvements that have been made to the property. It can bring to light certain issues that may affect the value of the property or the ability to resell at a later date. While many lenders require … Continue reading Why you Need a Property Survey before you Purchase Real Estate →

Bankruptcy and Fraudulent Transfers

If you have gotten into debt and are considering bankruptcy, you may be concerned about protecting your assets. Chapter 7 bankruptcy, often ominously referred to as a “liquidation bankruptcy,” sometimes does involve the seizure and sale of a person’s assets in order to satisfy debts. In some instances, the desire to save personal or real … Continue reading Bankruptcy and Fraudulent Transfers →

Common Mistakes Made By Executors of an Estate

Your last will and testament sets out how you would like your property distributed following your death. However, this document is not self-executing and someone must submit your will to the probate courts for review. Someone must also be in charge of settling your estate in line with your wishes and instructions contained in the … Continue reading Common Mistakes Made By Executors of an Estate →

Auto Loans and Bankruptcy

Many people who live in Bergen County and the surrounding areas need a car on a daily basis. If you are one of these people and have fallen behind on your financial obligations, you may be hesitant to file for bankruptcy because of the way it may affect your ability to get a car loan. … Continue reading Auto Loans and Bankruptcy →

Bankruptcy vs. Debt Consolidation

When people start having financial problems, they often believe that they can handle them without professional help. Rather than filing for bankruptcy, which many equate with financial ruin, many people turn to debt consolidation companies that offer to negotiate with your creditors on your behalf and lower the amount of your monthly payments. It is … Continue reading Bankruptcy vs. Debt Consolidation →